SuperQi app

Qi Card has teamed up with Alipay+ to launch the 'superQi' app. This application offers various financial services, including various functions such as transfer, payment and e-commerce. The importance of the "superQi" application goes far beyond the technology itself. By providing an accessible and user-friendly digital platform, Qi Card is removing barriers to financial services. The app ensures that banking and financial instruments are accessible to all, including people in remote or underserved areas.

Bahaa Abdul Hadi, founder and CEO of Qi Card, sees the app as an empowering tool, "Our plan for the 'superQi' super app goes far beyond the scope of traditional banks to give every Iraqi the vital means to participate in financial inclusion in their own way.

About this app

SuperQi is the first super-app in Iraq, your all-in-one lifestyle partner for seamless, cashless daily digital transactions.

Simplify your life with convenient features for money transfers, scan to pay, bill payments, e-commerce, mobile recharge, digital billing, and more inside across Iraq and the whole world.

Key Features:

Secure Transactions: Settle for the best advanced security measures adopted to safeguard your transactions.

Qi Bank Accounts Accessibility: Easily access and manage your Qi bank accounts.

Mini-apps: Get set for the Super-App experience designed to enhance different aspects of your daily life and discover what apps are in SuperQi.

Transfer Money Easily: Quickly transfer money between your cards or accounts with ease.

Scan to Pay: Just a QR scan to complete your transactions swiftly using your phone.

One-Tap Bill Payments: Instantly and securely pay your bills with just a tap.

Wide Network of Merchants: For all your needs, access a diverse range of trusted merchants, from groceries, household essentials, to travelling, and more

Effortless Organization: Handily run and organize your daily essentials in one place.

Anytime, Anywhere Access: Manage your account and all other affairs from anywhere, anytime.

Use SuperQi, as the super-app does integrate with your card MasterCard or Visa, consider it your digital wallet and your payment gate, you may apply to Rafidain Bank loans, installments service, and many services like money transfer from Western Union.

Do it with Qi.

Why choose SuperQi?

Impact on Consumer behavior The adoption of Qi Card services has dramatically changed consumer behavior in Iraq.

The convenience and security of digital transactions are encouraging people to move away from cash. Especially among the tech-savvy younger generation, mobile wallet and online banking services are gaining popularity.

Government initiatives to promote digital literacy and financial inclusion support this shift. Statistics for 2024-2025 show that digital payment methods will continue to increase. The widespread use of the Internet and smartphones is driving this trend.

Qi Card's efforts to provide simple and secure digital financial services, which align with these overall market trends, have positioned the company for long-term growth. Technological advances and supportive regulatory frameworks are expected to drive significant changes in the fintech sector in Iraq by 2030.

Qi Card's focus on enhancing cybersecurity, expanding digital services to underserved areas, and developing tailored financial solutions will be key to this process for smes.

Bahaa Abdul Hadi envisions a future where all Iraqis have access to digital financial services, contributing to economic growth and stability. "Our goal is to provide comprehensive, advanced financial services to meet the changing needs of our customers," he said.

Qi Card, an advanced security measure, contributes to Iraq's financial sector through the use of multi-biometrics and deduplication technologies.

These security measures greatly enhance fraud prevention and secure transaction integrity.

The company has set high standards for the security of financial services in Iraq through its biometrics technology, including fingerprint and facial recognition. Bahaa Abdul Hadi stressed the importance of security in digital transactions.

"Our multi-biometrics system protects transactions and builds trust between customers," he said. That trust is crucial in a country where financial fraud continues to be a serious problem.